<?xml version="1.0" encoding="UTF-8"?>
<!--
  Only URLs that are 200, canonical, indexable and final.
  Deliberately EXCLUDED (noindex,follow until they carry differentiated analysis):
    /60000-after-tax-australia/  /70000-after-tax-australia/
    /90000-after-tax-australia/  /180000-after-tax-australia/
    /250000-after-tax-australia/
  See docs/audit-remediation-plan.md §D-5.
  lastmod reflects a real content change. Do not regenerate these dates without one.
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- Calculators -->
  <url>
    <loc>https://aupaycalculator.com/</loc>
    <lastmod>2026-08-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://aupaycalculator.com/take-home-pay-calculator/</loc>
    <lastmod>2026-08-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://aupaycalculator.com/hourly-rate-calculator-australia/</loc>
    <lastmod>2026-08-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://aupaycalculator.com/hecs-help-repayment-calculator/</loc>
    <lastmod>2026-08-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://aupaycalculator.com/second-job-tax-calculator/</loc>
    <lastmod>2026-08-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://aupaycalculator.com/redundancy-pay-calculator/</loc>
    <lastmod>2026-08-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://aupaycalculator.com/salary-sacrifice-calculator/</loc>
    <lastmod>2026-08-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Guides -->
  <url>
    <loc>https://aupaycalculator.com/pay-calculator-by-state/</loc>
    <lastmod>2026-08-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

  <!-- Salary examples (indexable set only) -->
  <url>
    <loc>https://aupaycalculator.com/50000-after-tax-australia/</loc>
    <lastmod>2026-08-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://aupaycalculator.com/80000-after-tax-australia/</loc>
    <lastmod>2026-08-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://aupaycalculator.com/100000-after-tax-australia/</loc>
    <lastmod>2026-08-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://aupaycalculator.com/120000-after-tax-australia/</loc>
    <lastmod>2026-08-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://aupaycalculator.com/150000-after-tax-australia/</loc>
    <lastmod>2026-08-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://aupaycalculator.com/200000-after-tax-australia/</loc>
    <lastmod>2026-08-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Trust &amp; transparency -->
  <url>
    <loc>https://aupaycalculator.com/methodology/</loc>
    <lastmod>2026-08-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://aupaycalculator.com/about/</loc>
    <lastmod>2026-08-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://aupaycalculator.com/editorial-policy/</loc>
    <lastmod>2026-08-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://aupaycalculator.com/corrections/</loc>
    <lastmod>2026-08-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://aupaycalculator.com/privacy/</loc>
    <lastmod>2026-08-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://aupaycalculator.com/contact/</loc>
    <lastmod>2026-08-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

</urlset>
